FINANCIAL LOGISTICS
Consider making an appointment to talk with your medical team’s billing office before you start treatment to get your financial questions answered.
Questions to ask:
• Will my insurance cover my treatment and/or surgeries?
• Does my health insurance company need to approve the treatment
plan before I begin treatment?
• How much will my out-of-pocket cost be?
• What if I can’t afford the out-of-pocket cost?
• Are my medications on my health insurance plan’s preferred drug list?
• What is my prescription co-pay for each medication?
• Will I be billed separately for laboratory tests, such as blood tests?
Are they covered under my health insurance?
• Do you offer any payment plans or know of other financial resources?
Get organized:
To reduce your stress, have someone help organize your financial information and make sure a family member or trusted friend has access to this information if needed. List any public or private financial help you are getting, along with contact names and phone numbers.
Make a list of your monthly bills and note:
• How each bill is paid — online or by mail – and the credit card
number and/or debit card and PIN number used for payment
• Each bill’s due date
• Contact information for the billing person for each bill
• The last four digits of your Social Security number and your birthdate,
as these are often required when you contact billing departments
Living Logistics
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https://enewmexican.com/article/282763475082136
Santa Fe New Mexican