FINANCIAL LOGISTICS

2022-02-27T08:00:00.0000000Z

2022-02-27T08:00:00.0000000Z

Santa Fe New Mexican

https://enewmexican.com/article/282763475082136

Living Logistics

Consider making an appointment to talk with your medical team’s billing office before you start treatment to get your financial questions answered. Questions to ask: • Will my insurance cover my treatment and/or surgeries? • Does my health insurance company need to approve the treatment plan before I begin treatment? • How much will my out-of-pocket cost be? • What if I can’t afford the out-of-pocket cost? • Are my medications on my health insurance plan’s preferred drug list? • What is my prescription co-pay for each medication? • Will I be billed separately for laboratory tests, such as blood tests? Are they covered under my health insurance? • Do you offer any payment plans or know of other financial resources? Get organized: To reduce your stress, have someone help organize your financial information and make sure a family member or trusted friend has access to this information if needed. List any public or private financial help you are getting, along with contact names and phone numbers. Make a list of your monthly bills and note: • How each bill is paid — online or by mail – and the credit card number and/or debit card and PIN number used for payment • Each bill’s due date • Contact information for the billing person for each bill • The last four digits of your Social Security number and your birthdate, as these are often required when you contact billing departments

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